Terms of Service
Last updated October 22, 2026. Draft — pending legal review.
Using Cashflow
Cashflow is a planning tool. You're responsible for the accuracy of what you enter and for keeping your sign-in secure.
Not financial advice
Forecasts, ranges and AI suggestions are estimates based on your data. They aren't financial, tax or legal advice. Check important decisions with a qualified professional.
Bank connections
By connecting a bank you authorize Plaid to retrieve read-only data on your behalf and agree to Plaid's end-user privacy policy. Cashflow can't move money.
Shared households
Anyone you invite can see your household's data. Owners can remove members at any time.
Availability
We aim to keep the service available but don't guarantee it. Bank data may be delayed or incomplete.
Ending your use
You can delete your household at any time. We may suspend accounts that misuse the service.